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As such, lots of people going through a divorce are trying to find a quick method to sell their house and move onto the next chapter. Water invasion and flooding cause disastrous damage on a home, and a house with a history of water damage can be more difficult to sell. It's likewise costly to repair, with the average water damage insurance claim amounting to $7,000.

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Similar to water damage, damage triggered by a fire is difficult and expensive to reverse. A good fire will destroy your home down to the ductwork and Sheetrock. Without sufficient homeowners insurance coverage or the in advance cash to make repair work, the only type of buyer happy to handle your residential or commercial property might be a financier who can pay cash and plans to gut it.

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Whatever the case, you can either pursue an off-market sale with a money purchaser, or, depending upon your level of versatility, offer on the free market with a couple of shortcuts operated in. Let's check out each avenue. Option 1: Ask for an all-cash offer for your home When you sell a house, two actions tend to be the most time consuming: In a hot market, houses naturally sell quick.

However in a regular year, your typical days on market could be more like 35-40 days. A house in rough condition will also take longer than average to offer. A standard buyer who's planning to live in the home will choose that it be move-in ready, and they may require the home to satisfy specific requirements for it to pass the appraisal.

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Meanwhile, data from Ellie Mae suggests the typical purchase loan took an average 49 days to close since April 2021. Even if you do no house preparation and draw in a purchaser in record time, you can't speed up this closing timeline so long as there is lender involvement. This is why, as they state, "money is king." Selling your house to a money buyer effectively removes both of these weights that would otherwise slow you down.

However, you can take much of the unpredictability out of the process by working directly with an operation that purchases houses for money. How does selling for cash work? Generally  Key Reference  goes something like this: You avoid the song-and-dance of staging your home to impress, and go straight to asking for a money offer.